Tuesday, December 31, 2019

Pagar Conjugation in Spanish, Translation and Examples

The Spanish verb  pagar  means to pay. Since pagar is an -ar  verb, it is conjugated with the same pattern as other regular -ar verbs like  necesitar, evitar,  and desayunar. However, you should note that pagar has a spelling change in some of its conjugations. Whenever the g sound is followed by the vowel e, you must add a u in between to maintain the hard g sound, like in pague and paguemos. This article provides the conjugations for  pagar  in the present, past, and future indicative, the present and past subjunctive, the imperative, as well as other verb forms. Using the Verb Pagar The verb pagar can be used in most of the same contexts when you would use the verb to pay in English, with the meaning of giving money in exchange for something. For example, you can talk about paying your bills (pagar las cuentas), to pay a debt (pagar una deuda), pay with cash (pagar con efectivo), and pay for food (pagar por la comida).You can even talk about paying as in taking revenge like in he will pay for his actions (à ©l pagarà ¡ por sus acciones). However, there are some contexts in which the verb to pay does not translate to pagar in Spanish. For example, to pay a visit in Spanish is simply visitar or pasar a visitar, to pay a compliment is hacer un cumplido, and to pay attention is poner or prestar atencià ³n. Present Indicative Yo pago Yo pago las cuentas a tiempo. I pay the bills on time. Tà º pagas Tà º pagas en efectivo en la tienda. You pay in cash at the store. Usted/à ©l/ella paga Ella paga por la comida. She pays for the food. Nosotros pagamos Nosotros pagamos $100 por el boleto. We pay $100 for the ticket. Vosotros pagà ¡is Vosotros pagà ¡is las deudas de vuestra familia. You pay your family's debts. Ustedes/ellos/ellas pagan Ellos pagan un buen salario a sus empleados. They pay a good salary to their employees. Preterite  Indicative The  preterite  tense is used to talk about actions that were completed in the past. Notice the spelling change that occurs in the yo form of the preterite tense, paguà ©. Yo paguà © Yo paguà © las cuentas a tiempo. I paid the bills on time. Tà º pagaste Tà º pagaste en efectivo en la tienda. You paid in cash at the store. Usted/à ©l/ella pagà ³ Ella pagà ³ por la comida. She paid for the food. Nosotros pagamos Nosotros pagamos $100 por el boleto. We paid $100 for the ticket. Vosotros pagasteis Vosotros pagasteis las deudas de vuestra familia. You paid your family's debts. Ustedes/ellos/ellas pagaron Ellos pagaron un buen salario a sus empleados. They paid a good salary to their employees. Imperfect  Indicative The imperfect tense is used to talk about ongoing actions in the past, and it can be translated to English as was paying or used to pay.   Yo pagaba Yo pagaba las cuentas a tiempo. I used to pay the bills on time. Tà º pagabas Tà º pagabas en efectivo en la tienda. You used to pay in cash at the store. Usted/à ©l/ella pagaba Ella pagaba por la comida. She used to pay for the food. Nosotros pagà ¡bamos Nosotros pagà ¡bamos $100 por el boleto. We used to pay $100 for the ticket. Vosotros pagabais Vosotros pagabais las deudas de vuestra familia. You used to pay your family's debts. Ustedes/ellos/ellas pagaban Ellos pagaban un buen salario a sus empleados. They used to pay a good salary to their employees. Future  Indicative Yo pagarà © Yo pagarà © las cuentas a tiempo. I will pay the bills on time. Tà º pagarà ¡s Tà º pagarà ¡s en efectivo en la tienda. You will pay in cash at the store. Usted/à ©l/ella pagarà ¡ Ella pagarà ¡por la comida. She will pay for the food. Nosotros pagaremos Nosotros pagaremos $100 por el boleto. We will pay $100 for the ticket. Vosotros pagarà ©is Vosotros pagarà ©is las deudas de vuestra familia. You will pay your family's debts. Ustedes/ellos/ellas pagarà ¡n Ellos pagarà ¡nun buen salario a sus empleados. They will pay a good salary to their employees. Periphrastic Future The periphrastic future is usually translated to English as going to verb. Yo voy a pagar Yo voya pagar las cuentas a tiempo. I am going to pay the bills on time. Tà º vasa pagar Tà º vasa pagar en efectivo en la tienda. You aregoing to pay in cash at the store. Usted/à ©l/ella vaa pagar Ella vaa pagar por la comida. She isgoing to pay for the food. Nosotros vamosa pagar Nosotros vamosa pagar $100 por el boleto. We aregoing to pay $100 for the ticket. Vosotros vaisa pagar Vosotros vaisa pagar las deudas de vuestra familia. You aregoing to pay your family's debts. Ustedes/ellos/ellas vana pagar Ellos vana pagar un buen salario a sus empleados. They aregoing to pay a good salary to their employees. Conditional  Indicative The conditional is usually translated to English as would verb. Yo pagarà ­a Yo pagarà ­a las cuentas a tiempo si no se me olvidara. I would pay the bills on time if I didn't forget. Tà º pagarà ­as Tà º pagarà ­as en efectivo en la tienda si tuvieras el dinero. You would pay in cash at the store if you had the money. Usted/à ©l/ella pagarà ­a Ella pagarà ­apor la comida si pudiera. She would pay for the food if she could. Nosotros pagarà ­amos Nosotros pagarà ­amos $100 por el boleto, pero es muy caro. We would pay $100 for the ticket, but it's too expensive. Vosotros pagarà ­ais Vosotros pagarà ­ais las deudas de vuestra familia, pero no es justo. You would pay your family's debts, but it's not fair. Ustedes/ellos/ellas pagarà ­an Ellos pagarà ­anun buen salario a sus empleados si trabajaran mà ¡s. They would pay a good salary to their employees if they worked more. Present Progressive/Gerund Form To form the present  participle, or gerund  of  -ar  verbs, just add the ending -ando. This verb form can be used to form  progressive verb forms  such as the  present progressive. Present Progressive ofPagar està ¡ pagando Ella està ¡ pagando por la comida. She is paying for the food. Past Participle To form the  past participle of  -ar  verbs, simply add the ending -ado. This verb form can be used to form  compound tenses  like the  present perfect. Present Perfect ofPagar ha pagado Ella ha pagado por la comida. She has paid for the food. Present Subjunctive Notice that all of the conjugations of the present subjunctive include the spelling change (add the vowel u in order to maintain the gs hard sound, like in pague). Que yo pague Mi compaà ±ero de cuarto quiere que yo pague las cuentas a tiempo. My roommate wants me to pay the bills on time. Que tà º pagues El vendedor espera que tà º pagues en efectivo en la tienda. The salesman hopes that you pay in cash at the store. Que usted/à ©l/ella pague Su novio pide que ella pague por la comida. Her boyfriend asks that she pay for the food. Que nosotros paguemos Nuestra amiga sugiere que nosotros paguemos $100 por el boleto. Our friend suggests that we pay $100 for the ticket. Que vosotros paguà ©is El abuelo necesita que vosotros paguà ©is las deudas de vuestra familia. The grandfather needs for you to pay your family's debts. Que ustedes/ellos/ellas paguen Todos recomiendan que ellos paguen un buen salario a sus empleados. Everyone recommends that they pay a good salary to their employees. Imperfect  Subjunctive There are two different conjugations for the  imperfect subjunctive. These conjugations are used in different Spanish-speaking regions, but both are equally valid. Option 1 Que yo pagara Mi compaà ±ero de cuarto querà ­a que yo pagara las cuentas a tiempo. My roommate wanted me to pay the bills on time. Que tà º pagaras El vendedor esperaba que tà º pagaras en efectivo en la tienda. The salesman hoped that you would pay in cash at the store. Que usted/à ©l/ella pagara Su novio pedà ­a que ella pagara por la comida. Her boyfriend asked that she pay for the food. Que nosotros pagà ¡ramos Nuestra amiga sugirià ³ que nosotros pagà ¡ramos $100 por el boleto. Our friend suggested that we pay $100 for the ticket. Que vosotros pagarais El abuelo necesitaba que vosotros pagarais las deudas de vuestra familia. The grandfather needed for you to pay your family's debts. Que ustedes/ellos/ellas pagaran Todos recomendaban que ellos pagaran un buen salario a sus empleados. Everyone recommended that they pay a good salary to their employees. Option 2 Que yo pagase Mi compaà ±ero de cuarto querà ­a que yo pagase las cuentas a tiempo. My roommate wanted me to pay the bills on time. Que tà º pagases El vendedor esperaba que tà º pagases en efectivo en la tienda. The salesman hoped that you would pay in cash at the store. Que usted/à ©l/ella pagase Su novio pedà ­a que ella pagase por la comida. Her boyfriend asked that she pay for the food. Que nosotros pagà ¡semos Nuestra amiga sugirià ³ que nosotros pagà ¡semos $100 por el boleto. Our friend suggested that we pay $100 for the ticket. Que vosotros pagaseis El abuelo necesitaba que vosotros pagaseis las deudas de vuestra familia. The grandfather needed for you to pay your family's debts. Que ustedes/ellos/ellas pagasen Todos recomendaban que ellos pagasen un buen salario a sus empleados. Everyone recommended that they pay a good salary to their employees. Imperative   The  imperative  mood is needed to give orders or commands. You can give either affirmative or negative commands, both shown in the tables below. Notice that there is a spelling change in some of the imperative conjugations. Positive Commands Tà º paga  ¡Paga en efectivo en la tienda! Pay in cash at the store! Usted pague  ¡Pague por la comida! Pay for the food! Nosotros paguemos  ¡Paguemos $100 por el boleto! Let's pay $100 for the ticket! Vosotros pagad  ¡Pagad las deudas de vuestra familia! Pay your family's debts! Ustedes paguen  ¡Paguen un buen salario a sus empleados! Pay a good salary to your employees! Negative Commands Tà º no pagues  ¡No pagues en efectivo en la tienda! Don't pay in cash at the store! Usted no pague  ¡No pague por la comida! Don't pay for the food! Nosotros no paguemos  ¡No paguemos $100 por el boleto! Let's not pay $100 for the ticket! Vosotros no paguà ©is  ¡No paguà ©is las deudas de vuestra familia! Don't pay your family's debts! Ustedes no paguen  ¡No paguen un buen salario a sus empleados! Don't pay a good salary to your employees!

Monday, December 23, 2019

Ge Talent Machine - 1603 Words

| General Electric -Talent Machine | | Human Resources | General Electric (GE) is a true global company with presence in more than 100 countries. Clearly, with a workforce of more than 320’000 employees, GE also has to have proper human resources processes established. Its dynamic Business Operation Model and sophisticated and evolved human resources strategy are results of the steady growth over more than 130 years of corporate history. Since its incorporation in 1878, many CEOs have shaped the company’s products, people and processes – few very intensive and a bit less. GE’s Human Resources Strategy and Talent Machine: The word GE evokes the thoughts of People Focus, Performance Oriented growth.Leadership and Talent†¦show more content†¦The business model of GE eventually went through a period of decentralization in 1950s, where the transfer of power went to over one hundred different departments. As a result, there were massive management tasks (such as budgeting, forecasting) that GE managers were responsible for. As a result of this need for greater management focus, HR developed better internal management development programs, such as Session C, which focused on identifying management interests and career development for existing managers. In the 1960s, GE grew its business across a variety of industries, such as nuclear power, computers, and plastics. As a result of their increased breadth, GE decided to change its business model to incorporate better strategic planning. Notably, the company added an additional layer of organization called â€Å"the sector,† which made it easier for managers to track employees, as well as prepare for CEO succession plans. This was also the time period during which the Executive Management Services HR team was established, to keep an eye on the top 2% of employees of GE. 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Sunday, December 15, 2019

A Solution to a Problem Free Essays

Accomplishing goals and tasks with others is an arduous task. A course I was taking in college required research work, and to make the task attainable and undemanding with the limited time, the professor decided to divide the class into groups. Deciding on what topic to conduct research on was hard enough, but accomplishing the research work was the hardest. We will write a custom essay sample on A Solution to a Problem or any similar topic only for you Order Now Our research work required field work – school visitations, floating surveys, statistical calculations, and result interpretation. There were four of us in a group. The problem was we could not figure out how we would conduct the tasks due to our conflicting schedules and extra-curricular activities – we have different schedules, one works in the office, and one is busy with familial responsibilities. The problem was how can we conduct research and accomplish all tasks as a team, balance research work with other responsibilities, and assign tasks equally to all members of the team. During class, we sat together and talked about our problem. We set a time where all of us were available so we can talk about how we can go about conducting research. Once we were able to talk as a team, we laid out our schedules and our free time and listed all the tasks that we need to accomplish – chronologically, from simple to complex – in order to finish the research. Perhaps, this was the most important strategy that we employed in solving our problem, that is breaking down the main problem into simple ones in order for us to get a clear picture on how we can accomplish the smaller tasks to fulfill greater tasks. Another strategy was arranging our plan of action to make it fair and amenable to all team members. So we made it a point that everyone will be assigned simple to complex tasks and that all team members will consent to the task assigned to them. Moreover, the tasks were assigned to team members with related background knowledge and expertise. For instance, one member volunteered to do the statistical calculations because he was familiar with the chi-square). Once we settled the distribution and delegation of tasks, we talked about the importance of each task assigned to us to complete our research project. It was important for us to finish the research project, so everyone agreed to do his part responsibly. Finally, we made it a point to meet once a week in order to put together everything that we worked on individually. We also asked for each other’s contact numbers so we can communicate and confer with each other regarding the research. The most important approach that we employed to solve the problem was the planning and discussion process. It was important during that time to divide the research work into smaller tasks, and distribute and delegate these tasks in order to ensure that we can finish the project together as a team, while making sure that we do not neglect our extra-curricular activities. Moreover, our meeting as a team allowed as to communicate how we felt about doing each task, so the tasks were delegated to team members who were amenable to the responsibilities being assigned to them, while assuring the others that they are capable of finishing their duties. With these problem-solving strategies, we were able to finish our research project efficiently as a team. Â   How to cite A Solution to a Problem, Papers

Saturday, December 7, 2019

Hypothesis and Emerging Capital Markets

Question: Discuss about the Hypothesis and Emerging Capital Markets. Answer: Since the name of the company should start with the first letter of my first name or last name, I have chosen the company named The Food Revolution Group which is a non-financial company listed on the Australian Stock Exchange (ASX). The food revolution group (ASX: FOD) is an Australian company in the public sector which operates state of the art fruit and vegetable processing units in New Zealand and Victoria. The products being manufactured by the company as of now include juices, fibers, high quality infused fruits and bio actives. The company has four major brands as of now namely, The Juice Lab, Hi Fi, Badu and Mixologist. The innovative foundation of the company lies in its extra efficient manufacturing process. It results in maximum yield from fruits and vegetables with minimal waste. It has also been recognized as it won the Victorian manufacturing Hall of Fame award for food and fiber processing in 2015. The company has recently raised $ 12 million in a heavily oversubscribe d offer. A CFO, short for Chief financial officer of a company is the senior most official in the company responsible for evaluating financial risk and overall financial control and planning of the firm or project. Accounting functions such as credit control, monitoring liquidity and expense, providing timely financial data to the CEO, coordinating fund raising are some of the functions which are directly looked after by the Chief financial officer. Over the years, the role of a CFO has emerged from outdated perceptions of being Business prevention units to being repositioned as Business enhancement units. Given their firm grasp on the fundamentals of finance and management qualities, a lot of CFOs have also started adding responsibilities such as IT (Information Technology) to their portfolios. In this essay, we will categorize overall responsibilities of a Chief financial officer into 3 broad heads and see how the decisions of a CFO would impact the overall business taking The foods revolut ion group as an example. The Chief financial officer is responsible for the following 3 major areas of responsibility: Accurate financial information: A CFO is responsible to maintain accurate financial records of the company by managing people under him. Not only the present but even the historical records are necessary to be maintained for various stakeholders. Erroneous numbers can lead to a lot of confusion and wrong decision making. For example, mismatch in numbers being maintained by the finance division and the operations division can lead to confusion and clashes while making decisions. The chief financial officer needs to ensure that the operations team is engaged and should understand how to collaboratively manage a conflict. The finance team needs to standardize metrics which the operational staff can understand with ease. At the same time, he or she should lead the organization to measure the performance of the organization objectively against those metrics. These metrics should be aligned with the goals of the company and should be a clear indication of the performance of the company. In the case of The food revolution group, the CFO needs to lead the entire finance team. He/she needs to ensure that proper financial records of each of the brands are being maintained and shared with all the stake holders. The operations team looking after manufacturing units would be maintaining its records for fixed and variable overhead costs to track their performance. It should be ensured that they are updated with correct data and flaws should be addressed well in time. Different departments might have different objectives and thus different ways of measuring performance. The financial parameters used as a measure of performance should be standardized under the guidance of the Chief Financial Officer. If this is not done, it might lead to unnecessary chaos and instability in the system to track performance of each of the departments. Capital Structuring: The CFO is responsible for the present financial condition of the company. This is why he or she must decide which projects to be approved, which investments to make taking liquidity, cash reserve and risk involved into consideration. Organizing the capital structure is one of the vital tasks of a CFO. Capital structure is how an organization finances its overall operations by using all types of funding it has. It can be a combination of debts (both short term and long term) and equity (both common and preferred). The Chief financial officer additionally needs to stay with the fittingly utilized, in order to give enough liquidity for all the operational needs, while additionally dealing with the budgetary dangers in order to assemble solid essentials. The CFO is a right hand to the CEO in the process of decision making. A CFO may specifically deal with the annuity store by utilizing a group in-house. He may likewise look for the administrations of an annuity reserve administrator or a consultancy who may deal with the asset for the benefit of the company. Likewise, he may join forces with the administration annuity plan or a protection plan for giving retirement advantages to the organization workers. Capital lock up charges from group to operating divisions is one of the tools that can be used so that the management feels the pain and takes accountability while managing cash of the company. Another area where a CFOs decisions can directly help the company in saving money is taxing. He or she needs to change the commercial focus of the organization to be tax efficient. In the case of The foods revolution group, the company might decide to increase the number of manufacturing units or it may decide to increase the number of brands which are presently 4 in number. The CFO plays a critical role in approving projects by taking the present liquidity and risk into account. The company might also decide to shut down some of its operations or brands which are non-performing over a period of time under the guidance of the Chief financial officer. Strategy and Forecasting: A firm needs to continuously analyze its future goals and requirements and take decisions accordingly. A CFO plays a major role in shaping the firms financial future. He or she needs to identify the areas which need to be promoted so that the firm can capitalize on them. His analysis of the present condition of the company, the goals of the company combined with his or her experience in handling situations, he or she has an upper hand in identifying the investment areas which will contribute to maximum profitability of the firm. For example, the CFO needs to identify which brands among all are making maximum profits, the zones where they are performing best and the zones where they are not to make decisions regarding expansion of their manufacturing or sales. Further, he or she needs to understand their performance against the competitors using the available data to realize the scope of the market they are into. Thus, a CFO can help in predicting that which decisions will lead to what scenarios which can be utilized to make decisions for the company to help it achieve its goals. The CFO also takes advantage of the past and current money related execution reports and other accessible assets, investigating them completely in order to set reasonable and achievable targets. Very often, it is observed that the working capital of a company is poorly modeled in the forecasts which might result in upside opportunities. In order to ensure that there is better information about cash performance, it is quite imperative that the CFO implements a robust short term forecasts by taking inputs from various streams within the business. A CFO can leverage their broad perspective of the company, and their prior experience to ensure that every stake holder identifies and addresses relevant factors. Some of these factors are competitor, technological changes and market dynamics. In the case of The Foods Revolution Group, the CEO (Chief Executive Officer) has to keep himself in discussions with the CFO while deciding the future strategies. The present financial condition of the company is one essential factor influencing the future strategies. The CFO needs to provide inputs to the CEO as to what decisions must be made which given the liquidity and the risk of the market which would further increase the financial stability of the company. In the event that a CFO can't satisfy his previously mentioned obligations, it can affect the organization's advancement altogether. He ought to promptly have the capacity to satisfy any of the financing needs of the organization required to accomplish its goal and take the organization in the right direction. While giving assets to extension, CFO needs to guarantee that there are critical fluid assets accessible for smooth working of the disconnected business while additionally keeping sufficient money holds for urgencies. Otherwise, inefficient and poor decisions made by the chief financial officer and his team might hamper the growth of the company or even lead to bankruptcy of the company. Efficient Market Hypothesis: A market is said to be efficient if the current market prices reflect all available information about value. The efficient market hypothesis (EMH), also popularly known as Random walk theory, is a proposition that current stock prices contain all information about the firm and that there is no way to earn excess profits using this information which is contained in the stock prices. EMH was introduced by E.F. Fama who said in a financial paper that in an efficient market, on an average, competition will lead to instantaneous reflection of the full effects of information on intrinsic values in the actual prices. In other words, stocks always trade at the fair value based on all available information. Therefore, no investor can ever buy or sell an undervalued and overvalued stock respectively. This implies that there is no scope for the investor to beat the market in the long run by keep earning excessive returns offered by the market. Also, both a novice an d an expert advisor who holds a diversified portfolio will obtain similar returns regardless of their varying levels of expertise in the field. EMH exists in many forms weak, semi-strong and strong. The weak form of EMH states that current stock prices reflect all available information about market. It contends that excess returns can never be achieved using any form of technical analysis. Therefore, technical analysis is not a practical tool to be used to predict future price changes. To a higher degree, the semi-strong form of EMH assumes that current stock prices adjust quickly to the discharge of all new public information. It concludes that using fundamental analysis one cannot achieve excess returns. Since market prices already reflect public information, investors are not able to gain abnormal excessive returns. The strong form of EMH states that current stock prices reflect all public and private information. It contends that information related to markets, non-markets are contained in public information about the market. It winds up that excess returns cannot be achieved continuously. Role of pension fund manager: The role of a pension fund manager is to decide the strategy he or she would deploy for investment and also to manage its portfolio trading activities. The manager needs to ensure that the portfolio is diversified and also ensure that the risk is appropriate for its clients. For example, different clients might prefer different degrees of returns and risks which must be handled accordingly by the pension fund manager. It is incorrect that the correctness of efficient market hypothesis implies that portfolio selection by a pension fund manager should be done with a pin for several reasons. It is to be noted that a pension fund manager has definite target return goals as well as definite risk control goals. If he or she throws darts at the stock page, he or she may get a diversified portfolio but will not be able to control the return or risk of the resulting portfolio. Also, in case of a pension fund, he or she should be choosing safe investments that is choosing a portfolio with lower beta (lower risk) References International Federation of Accountants, 2013. The Role and Expectations of a CFO. Retrieved from https://www.ifac.org/system/files/publications/files/Role%20of%20the%20CFO.pdf Mian, S., 2001. On the choice and replacement of chief financial officers.Journal of Financial Economics,60(1), pp.143-175. Anderson, C. (2016). What Are the Top Ten CFO Responsibilities. Retrieved September 7, 2016 from https://www.bizmanualz.com/be-a-better-boss/what-are-the-top-ten-cfo-responsibilities.html Malkiel, B.G., 1991. Efficient market hypothesis. InThe World of Economics(pp. 211-218). Palgrave Macmillan UK. Malkiel, B.G., 2003. The efficient market hypothesis and its critics.The Journal of Economic Perspectives,17(1), pp.59-82. Beechey, M., Gruen, D.W. and Vickery, J., 2000.The efficient market hypothesis: a survey. Reserve Bank of Australia, Economic Research Department. Holton, G., 2006. Efficient Market Hypothesis. Timmermann, A. and Granger, C.W., 2004. Efficient market hypothesis and forecasting.International Journal of forecasting,20(1), pp.15-27. LeRoy, S.F., 2010. Efficient market hypothesis.Encyclopedia of Quantitative Finance. Sewell, M., 2011. History of the efficient market hypothesis.RN,11(04), p.04. Yen, G. and Lee, C.F., 2008. Efficient market hypothesis (EMH): past, present and future.Review of Pacific Basin Financial Markets and Policies,11(02), pp.305-329. Aga, M. and Kocaman, B., 2008. Efficient market hypothesis and emerging capital markets: empirical evidence from Istanbul Stock Exchange. International Research Journal of Finance and Economics,13(1), pp.131-144.